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Are you coming to the Netherlands and do you want a cheap car insurance with good conditions ? Discover affordable and comprehensive car insurance options in the Netherlands, tailored for international movers and individuals with valuable assets. Trust our expert advisors for optimal coverage and peace of mind.

In the Netherlands, finding an affordable car insurance policy can be a daunting task due to the multitude of insurance providers and their complex terms and conditions. However, whether you own a high-end luxury vehicle like a BMW, Audi, Porsche, Volkswagen, Mercedes, or Volvo, or a more budget-friendly car, it's crucial to secure proper coverage to drive confidently on Dutch roads compare your car insurance in the Netherlands.

Best deal

WA Insurance

The most affordable (minimal) option

  • Damage insured against other cars
  • Coverage for bodily injury to other individuals.
  • Damage own car
  • Theft own car
Best deal

WA+ Insurance

Mostly chosen for cars under 10 years old.

  • Damage insured against other cars
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
Best deal

WA++ All risk Insurance

The best choice for new cars

  • Damage insured against other cars
  • All Risk
  • Coverage for car theft.
  • Coverage for car vandalism.
  • Coverage for own car damage.
  • Sometimes no coverage for the new value.

Over 15 years of experience

About Car Insurance NL

We have recently launched a vibrant website in 2023 to assist expats with obtaining car insurance in the Netherlands. Applying for insurance can be extremely challenging for individuals from other countries.

With over 15 years of experience in the insurance industry, we understand that one of the most daunting tasks for expats is securing auto insurance. As part of European Insurance BV, a platform specializing in insurance solutions for both national and international movers, our mission is to provide expats with the right coverage without burdening them with exorbitant premiums.

Whether it's insuring compact cars or luxury sports vehicles, we've got you covered. Our team is here to support expats with a seamless and hassle-free insurance experience. Let us take care of your insurance needs while you embark on your exciting journey in the Netherlands.

Ready to drive safely?

Quickly and easily arrange your car insurance with Car Insurance Netherlands, which has extensive experience with foreign customers and their car insurances.

Drive Your Dream Car Sooner: Get Insured in 24 Hours!
At Car Insurance Netherlands, we understand that sometimes you just can't wait to hit the road with your dream car. That's why we offer lightning-fast car insurance coverage, ensuring you can enjoy your vehicle without any delays. Whether you own a luxury car in a higher segment like vetaakl or any other type of vehicle, we've got you covered.

Explore our car insurances

WA, WA+ & WA++ All Risk

  • Damage insured against other cars
  • All Risk covarage
  • Reporting accidents for insurance purposes.

FAQ

Here, we've gathered answers to commonly asked questions about car insurance to help you make informed decisions and understand the essentials. Whether you're a new driver or an experienced one, it's important to have a solid understanding of car insurance to protect yourself and your vehicle.

Our latest news

Stay up to date with the latest news from our experts.

1/11/2024

How to report theft or damage due to vandalism?

When faced with the unfortunate event of theft or damage due to vandalism, it’s essential to take prompt and appropriate actions to report the incident. Timely reporting can help you in claiming insurance and ensuring that your case is treated with priority. Below is a step-by-step guide to assist you in reporting theft or vandalism effectively.

25/10/2024

How Safe Driving Can Lead to Lower Premiums?

Driving safely not only keeps you and others on the road safe but can also save you money on your car insurance premiums. Many insurance companies reward drivers who have a clean driving record with lower rates. Here's how driving safely can help you reduce your premiums.

18/10/2024

All about the bonus-malus ladder

Insurance is a crucial part of our modern society, and car insurance is no exception. One of the most important factors that influence the premium of car insurance is the bonus-malus ladder. But what exactly is this, and how does it work?

11/10/2024

Drank too much? Not insured for car damage

Imagine this: you’ve had a fun night out with friends, had a few too many drinks, and decide to get behind the wheel anyway. Unfortunately, you make a mistake on the road and crash into a pole. The damage to your car is substantial, but the problem gets even bigger when you call your insurance company. What many people don’t realize is that driving under the influence of alcohol has far-reaching consequences, especially when it comes to your car insurance coverage.

4/10/2024

Does your age affect your car insurance premium?

When it comes to car insurance, a variety of factors play a role in determining how much you pay for your premium. One of the most significant factors is your age. But why does age matter, and how does it impact the cost of your car insurance? Let’s dive into the details.

27/9/2024

What to do in case of an accident?

Accidents can be stressful and overwhelming. Knowing what to do in the aftermath can help you stay calm and ensure everything is handled smoothly, especially when it comes to dealing with your insurance. Here’s a step-by-step guide on what to do if you’re involved in an accident.

20/9/2024

Preparing your car for Autumn

Autumn is approaching, and it's time to prepare your car for the seasonal changes. Leaves are falling, the weather is becoming unpredictable, and the days are getting shorter. All of this can affect your driving experience and the safety of your vehicle. Here are some tips to get your car ready for autumn, including points to consider regarding your car insurance.

13/9/2024

Your car stolen? This is what you do and this is what your insurance company does

Having your car stolen is a stressful and disheartening experience. Knowing the steps to take immediately after discovering the theft can help you manage the situation more effectively. Here’s a guide on what to do if your car is stolen and what to expect from your insurance company.

6/9/2024

What is a WA Insurance and What Does it Cover?

A WA insurance, fully known as Legal Liability Insurance, is an insurance that covers the financial consequences of damage you cause to others with your vehicle. In the Netherlands, it is mandatory for every vehicle owner to have at least a WA insurance. This requirement is stipulated in the Motor Vehicle Liability Insurance Act (WAM). But what exactly does this insurance cover and why is it mandatory?

30/8/2024

Replacing Your Car Windshield: What You Need to Know

A damaged windshield can be a significant setback for car owners. Whether it's a small crack from a stone chip or a more substantial issue from an accident, replacing your windshield is often necessary to keep driving safely. But did you know that the cost of this repair can vary greatly depending on your car insurance?

23/8/2024

When do you use which car lights?

Daytime running lights have been mandatory on new cars since 2011. They ensure that cars are more visible during the day by automatically turning on when the engine starts.

16/8/2024

Tips for driving in the dark: Ensuring safety and confidence on night roads

Driving at night can be challenging, even for the most experienced drivers. Reduced visibility, glare from oncoming headlights, and increased fatigue all contribute to the risks associated with night driving. However, with the right precautions and techniques, you can navigate the roads safely and confidently after sunset. Here are some essential tips for driving in the dark.

9/8/2024

How to keeping dogs safe in cars?

Driving with your faithful four-legged friend can be a fun experience, but it's important to ensure that your dog is safe and comfortable during the ride. Whether you're taking a short trip to the park or embarking on a long road trip, here are a few essential tips to keep your dog safe in the car.

2/8/2024

Does my insurance cover scratches on my car?

Whether you're a cautious driver or not, scratches on your car are often inevitable. Discovering your beloved vehicle is damaged can be frustrating, but the question that arises is: "Are these scratches covered by my insurance?" Let's take a closer look at this issue.

26/7/2024

what happens when you drive without insurance?

In the Netherlands, it is mandatory to have car insurance. The Motor Insurance Liability Act (WAM) requires every car to have at least third-party liability insurance (WA insurance). This insurance covers the damage you cause to others with your car. But what happens if you drive without insurance? In this blog, we explain the consequences if you are caught.

19/7/2024

Does it cost more to insure an electric car?

When comparing the insurance costs of electric cars to those of gasoline cars, an interesting dynamic emerges. Generally, electric cars are more expensive to insure than their gasoline counterparts. This trend can be attributed to several factors inherent to electric vehicles.

12/7/2024

Does a rental car also need insurance?

When renting a car for a vacation or a short trip, questions often arise about insurance. Is car insurance necessary when using a rental car? Let's take a closer look at this topic.

5/7/2024

Does car insurance cover hitting a deer?

It's a common concern for motorists: what happens if you hit a deer or another large animal while driving? The answer depends on the type of car insurance you have. Let's explore if and how auto insurance policies cover these types of incidents. To begin with, not every car insurance policy automatically covers damage caused by a collision with a deer. The coverage required depends on the specific type of insurance you have:

28/6/2024

Does car insurance cover a stolen car?

It's a nightmare for any car owner: discovering that your beloved vehicle has been stolen. At such a moment, the immediate question arises: does my car insurance cover this? The coverage you receive in the event of theft heavily depends on the type of car insurance you have. Let's take a detailed look at how different types of car insurance handle theft.

21/6/2024

how to file a car insurance claim?

Filing a car insurance claim can sometimes seem confusing, but with the right steps and information, you can navigate this process smoothly. Below is a handy guide that will walk you through the process, from reporting damage to settling your claim.

14/6/2024

Which car insurance are there?

Car insurance is essential in the Netherlands for several reasons. First, Dutch law dictates that every car used on public roads must have mandatory third-party liability (WA) insurance. This means that the owner of the vehicle is financially responsible for damage to others caused by the vehicle. Having car insurance protects the owner from potential high costs due to damage claims. Here are the different types of car insurance in the Netherlands:

7/6/2024

Does car insurance covers drivers other than you?

Car insurance is an indispensable part of driving. Not only do they provide peace of mind, but they are also legally required in most countries. A common question that arises among car owners is whether their car insurance covers other drivers besides themselves. Let's delve deeper into what car insurance covers and whether there are additional insurances to cover others as well.

31/5/2024

How can I lower my car insurance premium?

It's no secret that car insurance can take up a significant portion of our monthly budget. But fortunately, there are several ways to lower your car insurance premium without sacrificing the coverage you need. Whether you're looking to cut costs or simply save on your insurance premium, here are some smart options to consider.

24/5/2024

What happens if your car is a total loss?

When your car is involved in a serious accident and declared a total loss, it can be both an emotional and financial setback. This means that the damage to the vehicle is so severe that it's not worth repairing, even if technically possible. But what actually happens when your car is declared a total loss?

17/5/2024

Does car Insurance cover flood damage?

One of the recurring concerns that often arises when dark clouds gather and rain pours down in torrents is, "Does my car insurance cover floods?" The answer to this pressing question depends on the type of car insurance you have. Not all policies are equal when it comes to providing coverage against natural disasters such as floods. Let's delve deeper into the various types of car insurance and how they handle water damage.

10/5/2024

Does car insurance cover tire damage?

Car owners know that maintenance and repairs of their vehicles are sometimes inevitable. And when it comes to car tires, the costs of replacement can be significant. But here arises the question: are car tires covered under your auto insurance? The answer is, as with many things in the insurance world, that it depends on several factors.

10/5/2024

Simplifying Car Buying in the Netherlands: A Step-by-Step Guide

Buying a car can be a significant milestone, whether it's your first set of wheels or an upgrade to a newer model. In the Netherlands

3/5/2024

Can I get car insurance with a foreign license plate?

Owning a car with a foreign license plate and driving it in the Netherlands can be a complicated issue, especially when it comes to obtaining car insurance. The legislation and rules surrounding this matter can be confusing, but let's delve into the key aspects.

26/4/2024

can I get car insurance on a car that’s not in my name?

Having car insurance is an essential part of owning and driving a car. It provides financial protection against unforeseen events such as accidents, theft, and damage to third parties. But what if the car is not in your name? Can you still take out insurance? The answer to this question is generally no, unless you area partner of the car owner and reside at the same address.

19/4/2024

Roadside Assistance Abroad

Traveling to foreign lands often brings excitement, adventure, and new experiences. However, sometimes unwanted things can happen, such as experiencing car trouble in an unfamiliar country. In this blog, we will explain what roadside assistance abroad is, why it is crucial for travelers,and how to obtain such insurance.

12/4/2024

Repair costs; to claim or not to claim for car damage?

Fortunately,relatively few traffic accidents happen in the Netherlands. Yet cars incur annual damage every year. Not only on the road, but also while parking orentering a driveway. Always consider whether it is wise to file a damage claim.After all, damage claims always have consequences for your insurance. 

5/4/2024

Car Insurance for new drivers

It's always agreat feeling to get your driver's license. The next step, of course, is finding your first car. A suitable car insurance is an essential part of car ownership. In this blog, I will explain what you should consider as a newdriver.

25/3/2024

Navigating Car Accident Claims with Netherlands Car Insurance

Discover essential insights on navigating car accident claims with Netherlands Car Insurance. Learn step-by-step procedures and expert tips to manage the claims process efficiently and secure your entitlements in the aftermath of an accident in the Netherlands

1/12/2023

Decoding Dutch Insurance Jargon: All-Risk Insurance Explained

All-risk insurance, also known as comprehensive coverage, goes beyond the standard coverage offered by basic insurance plans

19/11/2023

Electric Car Taxation 2024 Netherlands

Learn about the changing tax rates for electric cars in 2024 and beyond. Take advantage of the current low tax rate before it increases in 2025. Make an informed decision if you're considering purchasing a fully electric car in 2024 to enjoy five years of more favorable tax rates.

11/11/2023

Auto Insurance Rates and Premiums in the Netherlands

Understanding Auto Insurance Rates and Premiums in the Netherlands

31/5/2023

Understanding No-Claim Discount (No-Claim Bonus) in the Netherlands

In the Netherlands, the No-Claim Discount (or No-Claim Bonus) is a crucial factor affecting your car insurance premiums. This system rewards safe drivers with lower insurance costs. Understanding how it works can help you save on your car insurance in the Netherlands.

Tips for Expats and Newcomers for Car Insurance

If you're an expat or a newcomer in the Netherlands, navigating the car insurance landscape can be quite different from what you're used to. Here are some tailored tips to help you get started: